Payments & Pricing:
To get started, there is a one-time Document Handling Fee of $259.00. This covers your account setup and onboarding. A First Work Fee, equal to your first month’s payment, is also required. Both fees are typically charged within your first week of enrollment. Your regular monthly payment will begin 30 days later on either the 1st or 15th, depending on your agreement.
Once onboarding is complete and your initial disputes have been prepared, both the one-time handling fee and monthly payment will be billed on the 5th day. At this time, your initial work will already be completed.
FSPT recommends a six-month credit restoration plan to achieve the best results. Our services include a money-back guarantee, and full details are available under Services.
We also offer flexible options, including pay-per-delete and flat-rate membership plans.
Membership Pricing:
Our membership plans are based on your credit profile and include:
- Monthly membership plans start at $175.00 for basic credit restoration
- Pricing is confirmed, before any dispute work begins
- After work is performed, monthly payments are due
- Six months of basic service totals $1,050.00.
| BASIC – $175.00 | SILVER – $200.00 | BRONZE – $250.00 | GOLD – $300.00 |
|---|---|---|---|
| Up to 5 negative items | Up to 10 negative items + Inquiries | Up to 15 negative Items + Inquiries | Up to 3 Judgments |
| Credit Cards | Credit Cards | Credit Cards | Credit Cards |
| Collections | Collections | Collections | Collections |
| Store Late Payments | Store Late Payments | Store Late Payments | Unlimited Negative Items |
| 5 Active credit cards included | 5 Active credit cards included | 5 Active credit cards included | 5 Active credit cards included |
What to Expect:
In general, it takes 5-6 months for basic credit restoration. Some items require more complex strategies and may take longer than the standard timeline to dispute. During the consultation, your credit profile will be reviewed to help you decide which plan would may be appropriate. FSPT offers service to dispute negative items and public records such as:
If certain disputed items are not removed within six months, we will discuss an updated roadmap and take more assertive, strategic steps to help you move closer to your desired outcome.
*Modifications to the Service and Prices
- FSPTexas.com reserves the right at any time and periodically to modify, temporarily or permanently discontinue the Service (or any part thereof) with or without notice.
- Prices of all FSPTexas.com products and services, including but not limited to monthly subscription plan fees to FSPTexas.com, are subject to change upon 30 days notice from us. Such notice may be provided at any time by posting the changes to the FSP Texas website (www.fsptexas.com) or FSPTexas itself.
FSP Texas 